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james123 Dec 19 '18

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Don’t let credit card debt sneak up on you. Know the signs of trouble and head it off at the pass before it can get its claws into you.

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3. You charge more per month than you pay off. This is a big no-no, and another sign that you could be headed into credit card debt. This means that not only are you not paying off your monthly balance, but you’re racking up more and more debt each month. Never charge more than you pay, even if you don’t pay off your balance at the end of the month. The mounting debt will soon overwhelm you.

4. You don’t have an emergency savings. Having a savings account for dealing with financial emergencies is not only a smart thing, but can save you vast amounts of large credit card debt. After all Wholesale Oscar Robertson Jersey , cars do break down unexpectedly, health emergencies do arise, and the plumbing never seems to fail when you’re flush with cash. Relying on credit cards for emergency contingencies isn’t smart because the high costs associated with many true emergencies will stretch your budget even further than it already is, possibly past the breaking point.

5. You haven’t planned how to pay-off what you already owe. By not planning, there is really no end in sight, is there? The credit card debt will stay there for who knows how long Wholesale Mike Bibby Jersey , causing you to unnecessarily pay higher amounts of interest fees and service fees than you should. Not having a repayment plan in place is one sure sign that trouble may be looming, as you have no real control over your credit card debt.

Consolidated Credit Counseling Services (http:www.consolidatedcredit.org) is a credit counseling agency that helps consumers deal with credit, debt, and financial issues. Stay current with the latest money news.

RIO DE JANEIRO, Aug. 16 (Xinhua) -- Cao Yuan continued China's diving dominance at the Rio Olympics by winning gold in the men's 3m springboard on Tuesday.

The 21-year-old led the six-round final from start to finish, ending with 547.60 points at the Maria Lenk Aquatics Centre.

Britain's Jack Laugher took silver with 523.85 points while Germany's Patrick Hausding claimed bronze with 498.90 points.

Russia's Evgenil Kuznetsov was fourth (481.35 points) and the USA's Kristian Ipsen fifth (475.80 points).

It was Cao's second Olympic gold medal following his synchronized 10m platform title at the London 2012 Games.

China has now won five of the six diving gold medals decided so far at the Rio Olympics.

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